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Ramsey’s Gift Guide for Everyone on Your List
Cue the silver bells, because shopping for gifts (and coming up with gift ideas) just…
Pay off Credit Card with Personal Loan? Yes or No?
According to NerdWallet’s 2024 survey conducted online by The Harris Poll only 19% of Americans…
Almost Burned Down My Parent’s Home Twice In One Week
I’m back in Honolulu for the winter holidays, visiting my parents, and I’ve been looking…
Eliminated a Regret and Fulfilled a Childhood Dream for Free
As I watched my kids tear through their Christmas presents, I felt an unexpected twinge…
Betting On The Santa Claus Rally To Finally Come Through
Every year, as December rolls in and holiday lights start appearing on houses, a curious…
Being Unable To Spend The 529 Plan Money When The Time Comes
One thing I have always tried to get better at is anticipating the future. I…
Warning: Households Have More Wealth in Stocks Than Real Estate
Beyond expensive valuations, with the S&P 500 trading at roughly 22 times estimated forward earnings,…
8 Smart Strategies to Pay Off Holiday Credit Card Debt Fast!
To pay off holiday credit card debt fast, you should prioritize high-interest debt using the…
How Much To Spend On House Cleaning By Income and Net Worth
After two years of living in a larger house and cleaning it ourselves, we've finally…
BNPL vs Credit Cards: Which Holiday Payment Option Costs You More In The New Year?
The short answer, Â while credit cards technically cost more in interest (if balances are carried),…
Low-Cost DIY Gift Ideas: Show You Care Without Debt
This past Thanksgiving weekend saw a record-breaking 203 million shoppers, surpassing the 197 million in…
The Third Rule Of Financial Independence Could Also Be Your Biggest Regret
As someone who has been writing about financial independence and escaping corporate America since 2009,…
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