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How Changing Interest Rates Impact Your Personal Finances
Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans…
What Is Deflation? – Ramsey
What if we told you the prices on groceries, clothes and even houses were going…
The Choices We Make To Achieve Financial Freedom Aren’t For Everyone
After publishing Why We Keep Spending Even Though We Know We Shouldn't, I realized something important:…
Personal finance weekly news roundup May 24, 2025 ~ Credit Sesame
Credit Sesame’s personal finance news roundup May 24, 2025. Stories, news, politics and events impacting…
Why We Keep Spending Even When We Know We Shouldn’t
Spending money is an American pastime. With a national saving rate hovering around 5%, it's…
The evolution of credit scoring ~ Credit Sesame
Credit Sesame traces the evolution of credit scoring from handshake deals to algorithm-based models, with…
Accepting A Preemptive Offer vs. Listing On The Open Market
When you decide to sell a house, you might encounter a preemptive offer—a bid that…
How to Stick to a Budget
Let’s be real: Setting up a budget isn’t the hard part. Sticking to it? That’s…
Why are Americans still spending when recession fears are rising ~ Credit Sesame
Credit Sesame explores why Americans are still spending when recession fears are rising, even as…
Non-Profit vs. For-Profit Debt Relief
Did you know household debt has jumped to 18 trillion dollars according to the Household…
How An ARM Can Save And Make You More Money On A Home
About once a month, I get an email or comment from a reader criticizing adjustable-rate…
Personal finance weekly news roundup May 17, 2025 ~ Credit Sesame
Credit Sesame’s personal finance news roundup May 17, 2025. Stories, news, politics and events impacting…
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