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Should You Use a Personal Loan to Pay Off Credit Cards?
According to NerdWallet’s 2024 survey conducted online by The Harris Poll only 19% of Americans…
Cost of Living in New York
So you’re dreaming of moving to New York—home of the Statue of Liberty, Times Square…
New Year’s Resolutions 2026: Less Optimizing, More Living
By many objective measures, 2025 was a good year. Investment returns were solid. I published…
How Credit Counseling Helps You Start the Year with a Plan, Not Just Resolutions
Credit counseling helps you start the year with a plan by transforming vague financial resolutions…
How To Reset Your Finances After A Rough Year
Have you ever had one of those years where the math just didn’t math? The…
3 Easy Ways to Invest Without the Stock Market
If the idea of investing makes your eyes glaze over because all you can think…
Be Careful Buying The Dip Too Often, Too Soon
I’ve been aggressively buying the dip since March 2020, when I wrote How To Predict A…
2025 Year In Review: A For Effort, B Minus For Results
Happy New Year 2026 everyone! With another year wrapped up, I thought I’d do a…
7 Step Guide to Recover from Holiday Debt without Panicking
To recover from holiday spending without stress, you must first assess the damage by tallying…
The Best Of Financial Samurai 2025: 100 Million Readers Served
In July 2009, I started Financial Samurai to make sense of the financial destruction unfolding…
Almost Burned Down My Parent’s Home Twice In One Week
I’m back in Honolulu for the winter holidays, visiting my parents, and I’ve been looking…
Eliminated a Regret and Fulfilled a Childhood Dream for Free
As I watched my kids tear through their Christmas presents, I felt an unexpected twinge…
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