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Homes
What Is The Home Mortgage Disclosure Act (HMDA?)
Key takeaways Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires lenders to disclose…
Why I Love The Chase Sapphire Preferred Card
Tijana Simic/iStock/Getty Images This article was originally published in August 2023 and reflects the author’s…
Should You Refinance To A 15-Year Mortgage?
pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year…
What Is A Correspondent Lender?
David Schalliol/Getty Images Key takeaways Correspondent lenders originate, underwrite and finance mortgages, then sell them…
W-4 Form: How To Fill It Out In 2025
If you got a big tax refund this year — or faced a big tax…
Maximizing Your Credit Card’s Transit Bonus Categories
Key takeaways Commuters of all kinds can earn points on many different modes of transit.…
Best Credit Cards For Freelancers And The Self-Employed
Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your…
Major Changes to North Carolina Car Insurance in 2025
Key takeaways Effective July 1, 2025, the minimum car insurance liability limits in North Carolina…
What Is An Assumable Mortgage?
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you assume a mortgage, you take over…
The Sneaky Psychology Of Credit Card Spending |
Key takeaways Psychological triggers can have a major impact on credit card spending. Spending on…
First-Time Homebuyer Loans And Programs
Morsa Images/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many first-time homebuyer programs operate at the…
Best Short-Term Loans With No Prepayment Penalty
Key takeaways Choosing a short-term loan over a long-term loan may get cash in your…
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