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Homes
What Does Hypothecation Mean In Lending?
Key takeaways Hypothecation means offering an asset as collateral to back a loan. If you…
What Percentage Of Income Should Go To A Mortgage?
Key takeaways Typically, experts recommend you spend no more than 28 percent of your monthly…
Can You Sell A House With A Mortgage Still Owed On It?
Key takeaways Selling a home with a mortgage is common and generally not a problem.…
What Is A Personal Loan? What To Know
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A personal loan is money you can borrow…
Here’s What Experts Are Predicting For The U.S. Economy In 2025
Recession naysayers were proven correct yet again in 2024, as Americans’ spending powered economic growth…
IRS Free File To Open Early For Millions Of Taxpayers
If you’re eager to get started filing your taxes, the IRS is here for you:…
HELOCs Start 2025 With A Tumble While Loans Rise
Richard Drury/ Getty Images; Illustration by Austin CourregĂ©/Bankrate New year, new low in home equity…
Itemized Deductions: What They Are, How They Work
Images by Getty Images; illustration by Jessa Lizama/Bankrate When you file your federal income tax…
What Is Gap Insurance? Reviewed by Experts
Key takeaways Gap insurance is an endorsement that covers the “gap” between the amount owed…
Tips For Building Credit For Startup Businesses
Key takeaways For a startup that doesn’t have a business credit history, lenders will look…
Survey: Nearly half of American credit cardholders still carry debt, many for at least a year
Here’s the kicker about credit card debt — as soon as it starts rolling down…
Bankrate’s 2025 Credit Card Debt Report
Americans have a love-hate relationship with their credit cards. Though many people try their best…
