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Best 5% Cash Back Credit Cards

Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn…

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What Is A Mortgage Prepayment Penalty?

Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off…

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Ally Money Market Account Rates

Logo courtesy of Ally Bank Ally Bank is an online-only bank offering a wide range…

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How to “Give Yourself a Raise” When Inflation Cuts Your Pay

Inflation has been stealing from your paycheck, and all signs indicate that’s not going to…

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Why Do Some Stores Have Credit Card Minimums?

Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged…

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Best Business Cards With No Foreign Transaction Fees

Foreign transaction fees are just one of several annoying travel fees that can be added…

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Best Mortgage Refinance Lenders In 2025

You have money questions. Bankrate has answers. Our experts have been helping you master your…

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What Is Mortgage Collateral? | Bankrate

David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a…

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Types Of Credit-Building Products And How To Use Them

Key takeaways Credit-building products, such as credit builder loans and secured credit cards, can help…

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Can You Afford To Buy A Home? Can Anyone?

There’s no escaping the fact that homes in the U.S. have been getting less and…

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