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How High Can a Credit Card’s Interest Rate Go?

Key takeaways Interest rate caps are controlled at the state level by usury laws, but…

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How Card Experts Use Their Chase Sapphire Preferred Bonuses

Bankrate’s editorial team is full of Chase Sapphire Preferred® Card fans. And there’s a big…

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Useful and should be easy to maximize

Photography by Getty Images The bonus categories for the Discover it® Cash Back and its…

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Donation Value Guide For 2024-2025

Image by GettyImages; Illustration by Bankrate Not only can giving away items you no longer…

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As Tax Deadline Looms, Here Are Pros & Cons Of A Tax Extension

If you’re scrambling to file your taxes before the deadline, you’re not alone. Each year,…

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Guide To The 2025 Discover Cash Back Calendar

Maria Korneeva/Getty Images Key takeaways Discover’s rotating cash back categories offer cardholders the chance to…

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Does Refinancing A Mortgage Hurt Your Credit?

Key takeaways Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit…

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Amex Gold vs. Chase Sapphire Preferred

Luis Alvarez / Getty Images Key takeaways The American Express® Gold Card and the Chase…

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Car Theft Statistics 2025 | Bankrate

Image by Getty Images; Illustration by Bankrate After years of high auto theft rates, the…

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What Does 0 Percent APR Mean?

Key takeaways Zero percent APR cards generally offer promotional periods between 12 and 21 months,…

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