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Personal Finance
Will Mortgage Rates Go Down In January?
irina88w/GettyImages; Illustration by Hunter Newton/Bankrate The Fed has short-term interest rates on hold until we…
What Does Hypothecation Mean In Lending?
Key takeaways Hypothecation means offering an asset as collateral to back a loan. If you…
Schedule E: What It Is, How It Works
If you own rental property, you’ll need to file a Schedule E tax form with…
My Bank Closed My Account. What Can I Do About It?
Key takeaways Banks have the right to close accounts for various reasons, including inactivity, low…
What the Trump tax bill means for your wallet
President Donald Trump’s "big, beautiful bill" cleared the House and is making its way through…
Modified Adjusted Gross Income (MAGI): How To Calculate It
fcafotodigital/GettyImages Modified adjusted gross income, or MAGI, might sound like just more tax jargon, but…
Can You Have Two Car Loans At Once?
ASphotowed/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can take out a second car loan,…
Best Credit Cards for a Disney Vacation
A Disney vacation is a dream for many families but also comes with a hefty…
Student Loans Are Crushing Your Dreams — Kick Them to the Curb
I’ll never forget the weight of my $72,000 graduate student loan bill. It didn’t just…
How To Switch Credit Cards
JLco - Julia Amaral/ Getty Images Key takeaways If there comes a point when your…
What Is Mortgage Forbearance? | Bankrate
ANDREW CABALLERO-REYNOLDS /Getty Images Key takeaways Mortgage forbearance lets homeowners temporarily stop or lower mortgage…
Money Market Account Vs. Money Market Fund: Differences
Key takeaways Money market accounts combine the features of checking and savings accounts and are…
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