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Personal Finance
Is Personal Loan Shopping Worth It? Our Expert Weighs In
Key takeaways Institutional banks offer some of the lowest starting rates with no fees on…
Missing Your W-2? Here’s What To Do
Getty Images; illustration by Clint Branch/Bankrate Your W-2 form hasn’t arrived yet, and you’d planned…
What Is An Outstanding Balance On A Credit Card?
Key takeaways Your current balance (or outstanding balance) and statement balance are two entirely different…
What Is A Social Security Cost Of Living Adjustment (COLA)?
The Good Brigade/Getty Images Key takeaways A cost-of-living adjustment (COLA) is an annual increase in…
Why Is Home Equity Borrowing On The Rise?
The origination of home equity loans, home equity lines of credit (HELOCs) and cash-out-refinances rose…
Tax Evasion vs. Tax Avoidance: One’s Illegal, The Other Is Smart Planning
Chicago History Museum/GettyImages Mob boss Al Capone was famously convicted of tax evasion. He didn’t…
Inherited IRA Rules: 7 Things All Beneficiaries Must Know
Key takeaways Inheriting an IRA can be complex. The rules differ based on your relationship…
What To State As Income On A Student Credit Card Application
Key takeaways Students under 21 can only report personal income, allowances from family members and…
How To Get An Apple Card Credit Limit Increase
Key takeaways Increasing your credit limit on your Apple Card* can provide more budget flexibility…
Why Long-Term CDs Can Be A Smart Choice In Any Rate Environment
MoMo Productions/Getty Images; Illustration by Austin CourregĂ©/Bankrate Whether interest rates are rising, falling, or holding…
Should I File an Insurance Claim for Bumper Damage?
Key takeaways Filing an insurance claim for bumper damage can increase your premiums and require…
How Is Home Equity Split During A Divorce?
Key takeaways The division of home equity during divorce typically depends on various factors, including…
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