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Personal Finance
How To Protect Your 401(k) From A Market Crash
You’ve spent much of your working life building up your 401(k) and then along comes…
How To Improve Your Credit Score For A Mortgage
Key takeaways The minimum credit score required for a conventional loan is 620, while other…
Congress Might Cap Federal Student Loan Limits, With Consequences
In the halls of Congress, an attempt to simplify can often lead to unintended consequences.…
Credit Scores Will Drop For More Student Loan Borrowers
Image by GettyImages; Illustration by Bankrate Imagine your credit score suddenly dropping by 63 points.…
When Did Travel Credit Cards Start Turning Into Coupon Books?
Travel credit cards used to be simple. Or at least simpler. You use them for…
6 Ideas To Fix the Student Debt Crisis That Aren’t in Trump’s Bill
The Big, Beautiful Bill was already making its way through Congress in mid-May when I…
Want To Delay RMDs? Check Out a QLAC
Once you hit age 73, IRS rules say you must start taking required minimum distributions…
Does Auto Insurance Follow The Car or The Person?
EmirMemedovski/Getty Images If you’ve ever loaned a car to a friend — maybe one with…
What Is Conditional Approval? | Bankrate
Key takeaways A conditional approval for a mortgage indicates a lender intends to give you…
What Happens To An Annuity If Your Insurance Company Fails?
Annuities are often marketed as a safe and reliable source of income, especially in retirement.…
What Is Mortgage Insurance? | Bankrate
PC Photography/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage insurance is a fee…
Cash-Out Refinances Vs. Home Equity Loans
Key takeaways A cash-out refinance replaces your existing mortgage with a new one; a home…
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