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Personal Finance
Bonds vs. Stocks in a 401(k): Which Should You Invest In?
Bonds and stocks each offer benefits, but they come with different levels of risk and…
Discover Student Loans 2024 Review: Alternatives
damircudic / Getty Images Key takeaways Discover is no longer making new student loans. Borrowers…
How To Transfer Chase Points
Key takeaways Chase Ultimate Rewards allows for a higher redemption value of 1.25 cents when…
Mortgage Interest Deduction: How It Works
Key takeaways The mortgage interest tax deduction allows you to deduct interest paid on up…
Why High Mortgage Rates Mean It’s Time to Save, Not Buy
Photography by Getty Images; Illustration by Bankrate If you’ve been watching mortgage rates hover near…
Selling A Car With A Lien
Nopphon_1987/Shutterstock Key takeaways A car lien is placed on your car when you borrow money…
I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Gross vs. Net Income: What’s The Difference?
Credit: Images by GettyImages; illustration by Jessa Lizama/Bankrate Understanding the difference between gross and net…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn…
What Is A Mortgage Prepayment Penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off…
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