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Personal Finance
When Is The Best Time To Apply For A New Credit Card?
Key takeaways Getting the timing right on your credit card application may increase your chances…
Is Personal Loan Shopping Worth It? Our Expert Weighs In
Key takeaways Institutional banks offer some of the lowest starting rates with no fees on…
Tax-Free Holidays Aren’t the Only Way to Save on Back-To-School Shopping
Key takeaways With the back-to-school shopping season in full swing, families should take every opportunity…
How To Get Preapproved For A Bank Of America Credit Card
katleho Seisa/Getty Images Key takeaways Borrowers can prequalify for Bank of America credit cards and…
Little Change in Home Equity Rates Ahead of Fed Meeting
Image: Getty Images; Illustration: Bankrate Home equity rates barely budged heading into the final Federal…
What Is a Stretch Annuity and How Does It Work?
A stretch annuity lets a beneficiary receive inherited annuity payments over an extended period rather…
Mortgage Rates Fall Amid Hopes Of Fresh Fed Cut
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates dipped this week, with…
What Is a Non-Qualified Stretch Annuity?
A non-qualified stretch annuity extends the payout of an inherited annuity over time, rather than…
How To Upgrade Credit Cards With The Same Issuer
Joe Raedle/Staff/Getty Images Key takeaways Upgrading your credit card with the same issuer is a…
Survey: Fewer Americans Are Planning To Tip This Holiday Season
Image by GettyImages; Illustration by Bankrate If you’re rethinking whether to spread the holiday cheer…
Credit Cards For A 500 Credit Score (Or Less)
Having a credit score of 500 or less does limit your options when it comes…
Conforming Loan Limits In 2026
Malcolm MacGregor/Getty Images As home prices keep rising, so do conforming loan limits, the number…
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