Personal Finance

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Guide To Cards For Bad Credit

Key takeaways If you have a FICO score below 580 or a VantageScore credit score…

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What To Know About Second Home Refinancing

Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest…

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Best Credit Cards For International Travel

Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with…

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Early Withdrawal Penalties for Annuities and Exceptions

Because annuities are designed to provide long-term income, accessing funds too early can trigger an…

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Pension vs. 403(b): Pros and Cons for Each

Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its…

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4 Ways To Use Annuities In Your Estate Plan

When you think about estate planning, wills, trusts and life insurance usually top the list.…

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I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?

By your 60s, most of your retirement foundation is already in place. While you may…

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HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025

Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the…

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Fed Delivers Rate Cut, And Mortgage Rates Fall

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with…

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The Fed just cut rates. Should I lock in a CD right now?

Getty Images / Win McNamee / Staff Key takeaways The Federal Reserve’s September rate cut…

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