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Personal Finance
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
What Is The HELOC Draw Period? How Does It Work?
Key takeaways The draw period is the initial phase of a home equity line of…
Home Valuation: How Much Is Your Home Really Worth?
According to the National Association of Realtors, the median price of an existing home sold…
Should You Use Auto Loan Refinancing To Pay Off Debt
Images by GettyImages; Illustration by Bankrate Key takeaways Cash-out auto loan refinancing — ideally with…
This Research Could Help Student Loan Borrowers
How information is presented can have an outsize impact on your actions. Behavioral scientists at…
Student Loan Forgiveness Isn’t Over
The Department of Education’s April 21 announcement to borrowers seemed to leave little room for…
What Is A Cash Balance Plan And How Does It Work?
MoMo Productions/Getty Images There are many different types of retirement plans, but one of the…
Credit Card Experts Break Down J.D. Power and Bankrate Scores
Key takeaways Bankrate review scores and J.D. Power satisfaction ratings can help guide your decision…
Why I Intentionally Dropped My 813 Credit Score
When I finally joined the 800 credit score club in 2020, I felt proud. As…
What Is A Graduated Payment Mortgage?
Key takeaways A graduated payment mortgage, or GPM, comes with monthly payments that start small,…
How Much Can You Inherit Without Paying Taxes?
An inheritance can offer helpful financial support, but it may also come with tax considerations.…
6 Reinvestment Options for Retirement Income
Many retirees receive distributions from retirement accounts, pensions, dividends or even part-time work. Should this…
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