Personal Finance

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How To Reduce Closing Costs: 6 Negotiation Strategies

You’ve found a home, settled on a price with the seller and secured a mortgage…

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How do Prescreened Credit Card Offers Work?

Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit…

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New Jersey First-Time Homebuyer Assistance Programs

Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can…

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What Is A FHA Mortgage Insurance Premium (MIP)?

Key takeaways If you take out an FHA loan, you’re required to pay FHA mortgage…

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Form 1040: What It Is, How To Fill It Out

If you’ve ever paid money to Uncle Sam, you’re probably familiar with Form 1040. The…

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A Beginner’s Guide To Credit Card Points

Key takeaways Credit card points are a type of rewards currency that can be earned…

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How To Get A 5th Night Free With The Hilton Honors American Express Card

Key takeaways The Hilton Honors program allows members to pay for rooms with points, and…

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What type of business savings account is right for you?

As a business owner, your company’s financial health depends on smart money management. Whether you’re…

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What Is A Business Line Of Credit And How Does It Work?

Key takeaways A business line of credit gives companies a reusable form of credit that…

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What Is A Debt-To-Income Ratio For A Mortgage?

Key takeaways Your debt-to-income (DTI) ratio represents the percentage of income you have left after…

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