Personal Finance

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How to Retire Early With a 401(k): Rules and Strategies

Retiring early with a 401(k) requires understanding how to access funds before the standard retirement…

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State Tax on 401(k) Withdrawals: General Rules and Strategies

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some…

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Tax Credits for Students: Tips and Strategies

Paying for college can feel overwhelming, but smart tax planning can make a real difference.…

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Does a Roth Conversion Count as an RMD? Retirement Tax Guide

When it comes to managing retirement income, taxes can be one of your biggest –…

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Bankrate’s 2025 Jobs & Pay Report

If it feels harder to get ahead right now, that’s because it is. Many Americans…

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Are Part-Time Employees Eligible for 401(k)s?

For years, many part-time workers were excluded from 401(k) participation, leaving them with fewer ways…

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How to Build a Retirement Portfolio at Age 70

At age 70, retirement is no longer a distant goal—it’s your current reality. Whether you’re…

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What to Do Six Months Before Retirement: Checklist

The final six months before retirement are some of the most important. During this window,…

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Can You Change Your 401(k) Contribution at Any Time?

Your 401(k) plays a key role in helping you save for retirement, but life events…

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3 Traps The Mortgage Industry Doesn’t Want You to Know About — And How to Avoid Them

Buying a home is an exhilarating and exhausting process, one that tests the wits and…

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