Personal Finance

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What It Is, How It Works And Who Pays It

You won’t see the term “OASDI tax” mentioned as frequently as the many other types…

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Is Linking Bank Accounts Safe?

Key takeaways Linking bank accounts makes it easier to transfer funds, automate savings, split direct…

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What Is A Jumbo Loan?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways In most parts of the U.S.,…

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7 Tips For Keeping Your Business Finances Organized

Key takeaways Plan for success by building a business plan, putting together a budget and…

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When Does the RMD Age Go Up to 75 Years Old?

For retirement savers preparing for required minimum distributions (RMDs), recent legislation has brought significant changes…

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Maximize your credit card rewards: How to play the field

Key takeaways Brand loyalty to certain credit cards or issuers can limit your rewards earning…

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10 Examples of Taxable and Nontaxable Income

Understanding what counts as taxable income and what does not can significantly impact your financial…

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Can You Roll Over a 401(k) Into a 403(b) Account?

The IRS does permit rollovers between these 401(k) and 403(b) plans, allowing you to consolidate…

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Line of Credit vs. Credit Card: What’s the Difference?

Key takeaways Both a line of credit and a credit card are types of revolving…

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Lying On A Credit Card Application

Key takeaways Lying on a credit card application is fraud and can have serious legal…

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