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Personal Finance
What Is A Good Credit Utilization Ratio?
Key takeaways Your credit utilization ratio is expressed as a percentage and determined by taking…
Do You Have To Be A Student To Get A Student Credit Card?
Key takeaways Most student credit cards require you to be a part-time or full-time student…
How To Get Preapproved For An American Express Credit Card
Key takeaways American Express offers preapproval opportunities for some of its cards. To get preapproved,…
How Much Does A Home Inspection Cost?
Another expense might seem like the last thing you want when you’re buying a house.…
Guide To Earning And Redeeming Frequent Flyer Miles
Key takeaways Join your preferred airline’s loyalty program for free to earn and redeem points…
How To Break The Credit Card Debt Cycle
Goodboy Picture Company/Getty Images Key takeaways While credit card interest rates have fallen recently, rates…
Auto Credit Express Vs. CarsDirect: Which Offers Better Auto Loans?
Key takeaways Auto Credit Express is better for borrowers with lower credit scores seeking a…
How To Get Preapproved For A Mortgage
Key takeaways A mortgage preapproval is a statement of how much money a lender is…
States With Free College Tuition
Key takeaways Tuition-free college programs are available in at least 32 U.S. states, offering students…
10 Alternatives To Personal Loans When You Need Funds
Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now,…
Closing Costs: What Are They And How Much Are They?
Radius Images/Getty Images Key takeaways Mortgage closing costs are the fees associated with buying a…
The Average Tax Refund Each Year, And How Refunds Work
The biggest tax question on most people’s minds, once filing season gets underway, is whether…
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