Personal Finance

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We Will Make $360k Combined This Year. Can We Use a Backdoor Roth Strategy to Reduce Our Taxes?

A backdoor Roth can sometimes be a good idea.The government puts income limits on who…

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Your Guide To Apple Card’s Cash Back Program

Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and…

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Can You Pay Off Your Apple Card With A Balance Transfer?

Key takeaways There’s more than one way to pay off an Apple Card, including online…

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Should You Refinance To A 15-Year Mortgage?

pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year…

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What Is A Correspondent Lender?

David Schalliol/Getty Images Key takeaways Correspondent lenders originate, underwrite and finance mortgages, then sell them…

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W-4 Form: How To Fill It Out In 2025

If you got a big tax refund this year — or faced a big tax…

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Maximizing Your Credit Card’s Transit Bonus Categories

Key takeaways Commuters of all kinds can earn points on many different modes of transit.…

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Best Credit Cards For Freelancers And The Self-Employed

Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your…

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Major Changes to North Carolina Car Insurance in 2025

Key takeaways Effective July 1, 2025, the minimum car insurance liability limits in North Carolina…

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What Is An Assumable Mortgage?

kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you assume a mortgage, you take over…

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