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Personal Finance
How Do You Qualify for a Debt Consolidation Loan?
Key takeaways Before applying, check your credit score, calculate your debt-to-income ratio and know your…
What Are The Major Types of Mortgage Loans?
Key takeaways The main types of mortgages are conventional loans, government-backed loans, jumbo loans, fixed-rate…
What Is Adjusted Gross Income (AGI)?
You’re likely to see the phrase “adjusted gross income,” or AGI, when you’re doing your…
Why federal Direct PLUS Loans are under fire — and how their potential end impacts your student loan options
Key takeaways Congressional Republicans are considering closing the federal Direct PLUS Loan program in an…
Fixed Expenses Vs. Variable Expenses: What’s the Difference?
Key takeaways Fixed expenses remain constant within a budget, while variable expenses may change regularly. …
Is Personal Loan Shopping Worth It? Our Expert Weighs In
Key takeaways Institutional banks offer some of the lowest starting rates with no fees on…
3 Crucial Lessons From A First-Time Homeowner
Photography by Getty Images; Illustration by Bankrate My husband and I have owned our first…
The Hazards Of Tapping Into Your Home Equity
Key takeaways Despite their advantages, home equity loans come with risks: You could lose your…
What Is An Acceleration Clause?
Yellow Dog Productions/Getty Images Key takeaways Acceleration clauses, a common feature in mortgage contracts, require…
Are business savings accounts taxed?
Key takeaways When your business earns interest in a business savings account, you’ll need to…
Are Banks Open Today? Federal Bank Holidays In 2025
Daniel Acker/Bloomberg via Getty Images Key takeaways Most banks are closed on the 11 holidays…
Rate Hike Hotspots: 5 States Where Fighting a Speeding Ticket Matters Most
Key takeaways In North Carolina, full coverage car insurance rates increase an average of 49…
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