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Personal Finance
Co-Signer Rights And Responsibilities: How It Works
AfricaImages/Getty Images Key takeaways When you cosign for a loan, you are equally responsible for…
You’re Debt-Free, Now What? How To Build Financial Freedom for Life
Congratulations! Becoming debt-free is a game-changer. Making that last payment on credit cards, student loans…
How To Pay Off Student Loans With A Credit Card
Key takeaways Using a credit card to pay off student loans is only possible in…
What Is Car Loan Modification (And Is It Smart?)
Key takeaways If you’re struggling to make car payments, you can talk to your lender…
Average Down Payment On A House
Key takeaways The median down payment on a home in the U.S., as of January…
Post-COVID, The Housing Market Is Worse For Buyers
As the 2025 homebuying season kicks off, Americans are staring down some of the most…
Trump’s Trade War Could Force The Fed To Cut Rates. It Might Not Help Borrowers Much
If the Federal Reserve cuts interest rates this year, don’t bank on it curing your…
How To Request A Credit Line Increase With Wells Fargo
Nicola Katie/ Getty Images Key takeaways Requesting a credit line increase from Wells Fargo starts…
Additional Child Tax Credit: Who Qualifies, How To Claim It
If you’re a parent or guardian, the child tax credit, or CTC, can lower your…
Everything You Need To Know About Credit Utilization Ratio
Key takeaways Your credit utilization ratio accounts for 30 percent of your FICO score and…
Lesson plans for teaching your kids about credit cards
I was 19 when I received my first credit card and I had no idea…
HELOCs Rise To 8%, Reversing Recent Slide
Image by GettyImages; Illustration by Bankrate In a surprising spike, home equity lines of credit…
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