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Personal Finance
What you need to know about payday loans
Key takeaways Payday loans are small loans with high fees that typically have to be…
Trump’s New Car Loan Interest Deduction — Here’s How To Qualify For A Tax Break
Car buyers may now benefit from a new tax break that allows them to deduct…
State Tax on 401(k) Withdrawals: General Rules and Strategies
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some…
Tax Credits for Students: Tips and Strategies
Paying for college can feel overwhelming, but smart tax planning can make a real difference.…
Does a Roth Conversion Count as an RMD? Retirement Tax Guide
When it comes to managing retirement income, taxes can be one of your biggest –…
Bankrate’s 2025 Jobs & Pay Report
If it feels harder to get ahead right now, that’s because it is. Many Americans…
Are Part-Time Employees Eligible for 401(k)s?
For years, many part-time workers were excluded from 401(k) participation, leaving them with fewer ways…
How to Build a Retirement Portfolio at Age 70
At age 70, retirement is no longer a distant goal—it’s your current reality. Whether you’re…
What to Do Six Months Before Retirement: Checklist
The final six months before retirement are some of the most important. During this window,…
Can You Change Your 401(k) Contribution at Any Time?
Your 401(k) plays a key role in helping you save for retirement, but life events…
3 Traps The Mortgage Industry Doesn’t Want You to Know About — And How to Avoid Them
Buying a home is an exhilarating and exhausting process, one that tests the wits and…
Inflation Is Affecting Your Credit Card Rewards, Too, But They’re Still Valuable
We all know that inflation has greatly affected our purchasing power in recent years. Prices…
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