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Personal Finance
What Happens If You Default On A Personal Loan?
Key takeaways A personal loan is in default if your payments are 30 to 90…
Should You Downgrade Your Credit Card?
Key takeaways When you downgrade your credit card, your issuer will perform a product change…
Lenders Continue To Have Low Risk Tolerance For Auto Loans
Key takeaways Access to credit is tightening for all consumers, but particularly for consumers with…
Amazon Prime Visa Benefits Guide
Images by Tang Ming Tung / DigitalVision / Getty Images Key takeaways The Prime Visa…
Best REIT ETFs: Top Real Estate Funds For Investors
Real estate investment trusts, or REITs, allow investors to earn a portion of the profits…
BNPL payment plans require careful budgeting to avoid costly fees, expert says
Using "buy now, pay later" (BNPL) has become increasingly common in recent years as people…
Best Hotel Credit Cards For Free Nights
The best hotel credit cards offer perks for frequent travelers, such as automatic elite status,…
HELOCs Retreat, Home Equity Loans Rise A Bit
Image by GettyImages; Illustration by Bankrate After rising for the last few weeks, the average…
Flat Tax: What It Is, How It Works And Why It Matters
When you think of tax rates, your mind may jump to the progressive income tax…
What It Is, How It Works And Who Pays It
You won’t see the term “OASDI tax” mentioned as frequently as the many other types…
Is Linking Bank Accounts Safe?
Key takeaways Linking bank accounts makes it easier to transfer funds, automate savings, split direct…
What Is A Jumbo Loan?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways In most parts of the U.S.,…
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