Personal Finance

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Chase Freedom Flex Q4 2025 categories focus more on travel, less on holiday shopping |

The Chase Freedom Flex® traditionally leans heavily into holiday shopping with its fourth quarter bonus…

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Ordinary Annuity vs. Annuity Due: The Difference That Affects Its Value

Key takeaways The key difference between an ordinary annuity and an annuity due is when…

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Biggest Changes To Retirement Accounts Due To New 401(k) And IRA Rules

Key takeaways The SECURE Act 2.0 became law in the last days of 2022, and…

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Rule Of 72: What It Is And How To Use it

Key takeaways To use the rule, divide 72 by your interest rate to estimate how…

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Should You Apply For A Mortgage Online?

Ivan Pantic/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Online-only mortgage applications can be…

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Trump Is Slashing Grad School Loans. Private Firms Are Racing To Profit

With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business,…

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Could Capital Gains Changes Finally Ease the Housing Shortage?

If there’s one thing everyone agrees on, it’s that housing is unaffordable. Case in point:…

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Show Me The Faster Money: Profiting From Instant Payments

OBSERVATIONS FROM THE FINTECH SNARK TANKThe 2023 launch of instant payments via FedNow was heralded…

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What Is A Down Payment? How Does It Work?

Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion…

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Things I Wish I’d Known About Money In My 20s

For the first half of my 20s, I thought about money in the same way…

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