Personal Finance

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Do I Need A Co-signer For My Credit Card If I’m Under 21?

Key takeaways The CARD Act of 2009 requires applicants under 21 to have proof of…

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What Is A Negative Balance On Your Credit Card?

SDI Productions / GettyImages Key takeaways A negative balance on a credit card is typically…

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What Is A Business Credit Score And How Does It Work?

Image by GettyImages; Illustration by Bankrate Key takeaways A business credit score is like your…

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Over Half Of HBCUs Could Lose Federal Financial Aid Access

Key takeaways When too many former students default on their student loans, the Department of…

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Business Credit Cards vs. Personal Credit Cards

Key takeaways Business credit cards offer unique benefits such as the ability to build business…

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How To Keep Earning Lots Of Points Beyond Your Card’s Welcome Bonus

Key takeaways After you earn and redeem your credit card welcome bonus, you might be…

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Real Estate Agent Fees And Commissions

In this do-it-yourself digital age, home sellers and buyers alike might wonder if they really…

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How To Optimize The BoA Premium Rewards Card With Preferred Rewards

Key takeaways Membership in the Bank of America Preferred Rewards program can increase rewards earnings…

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Chase Instacart Mastercard Benefits Guide

Key takeaways The Chase Instacart Mastercard® delivers 5 percent cash back on the first $6,000…

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What Are Commission-Free Annuities And Are They Good For Retirement?

Annuities are often popular with retirees and those looking to retire because of the steady…

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