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Personal Finance
Available Balance vs. Current Balance
Westend61/Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways The current balance of your bank account…
It’s Now Easier to Earn Card Points on Rent. But Should You?
If you’re a renter, your rent payments are most likely your biggest monthly expense. Earning…
Bonus Tax Rate 2025: How Bonuses Are Taxed
Key takeaways When you get a bonus — or other supplemental wages, such as severance…
Telematics Insurance Faces Heat Over Data Privacy
In the world of auto insurance discounts, the biggest savings are tied to telematics. State…
Education Department Must Rehire Fired Staff, Judge Says
Higher education institutions were most concerned about students’ access to federal aid. Almost two-thirds (59…
Private Student Loans: What Are They and How Do They Work?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private student loans can help cover…
Piggyback Loans: What Are They And How They Work
Key takeaways An 80/10/10 piggyback loan is a type of loan that involves getting two…
What is home equity and how can you use it?
Key takeaways Home equity is the difference between your home’s value and the amount you…
What Is A Flexible Spending Account (FSA)
Key takeaways A flexible spending account (FSA) is an employer-sponsored, tax-advantaged account used to pay…
What happens to your car loan when the cosigner dies?
Key takeaways If your cosigner dies, continue making loan payments as usual to avoid default…
What Is A High-Yield Savings Account?
Key takeaways A high-yield savings account pays significantly more interest than traditional savings accounts —…
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