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Personal Finance
Mortgage Insurance Gets Cheaper | Bankrate
The conventional wisdom about private mortgage insurance (PMI) has long been that borrowers should try…
When Should You Pay Off Your Mortgage Early?
Images by Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Paying off your mortgage early…
Pension vs. 403(b): Pros and Cons for Each
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its…
4 Ways To Use Annuities In Your Estate Plan
When you think about estate planning, wills, trusts and life insurance usually top the list.…
I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?
By your 60s, most of your retirement foundation is already in place. While you may…
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the…
Fed Delivers Rate Cut, And Mortgage Rates Fall
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with…
The Fed just cut rates. Should I lock in a CD right now?
Getty Images / Win McNamee / Staff Key takeaways The Federal Reserve’s September rate cut…
How The Federal Reserve Impacts Personal Loans
Bloomberg Creative/Getty Images Key takeaways The federal funds rate impacts how expensive it is for…
403(b) vs. Pension: Retirement Plan Comparison
A 403(b) plan is common in public schools, nonprofits and religious groups. It is a…
How the Federal Reserve Impacts Savings Account Interest Rates
When the Federal Reserve changes interest rates, consumers feel the ripple effects in all sorts…
A Rate Cut Might Not Help You Much — But These 6 Steps Can
For the first time in nine months, the Federal Reserve looks ready to cut interest…
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