Personal Finance

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How Much Flood Insurance Do I Need?

Key takeaways Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically,…

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The Pros And Cons Of Private Student Loans

Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates…

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What I learned at CardCon 2025: Industry trends and takeaways

Recently, I had the opportunity to attend CardCon 2025 in Fort Lauderdale, which gave my…

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Do You Need An Appraisal For A Home Equity Loan?

Whether you’re eyeing a home renovation, consolidating debt, or starting a business, borrowing against your…

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Real Estate Commissions And Fees in Minnesota

JenniferPhotographyImaging/Getty Images For homeowners in Minnesota (and elsewhere), real estate agent commissions have long been…

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What Percentage of a Retirement Portfolio Should Be in Cash?

Planning for retirement involves making a lot of decisions, including how to allocate your portfolio.…

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What Is A Mortgage Credit Certificate (MCC)?

Key takeaways A mortgage credit certificate allows qualifying homeowners to claim a refund for a…

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What Happens to Your SSDI When Your Child Turns 18?

If you’re receiving Social Security Disability Insurance (SSDI), you may also receive additional benefits for…

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How Social Security Benefits Are Calculated

Social Security benefits have always been a crucial part of retirement planning, and Americans rely…

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Gifting A Car: 6 Steps

Key takeaways To gift someone a vehicle, you must transfer the vehicle title to their…

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