Personal Finance

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Do Roth IRA Gains Get Taxed?

How Roth IRA gains are taxed depends on when and why you withdraw the money.…

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Do Seniors Over 80 Have to Pay Income Tax?

Reaching your 80s doesn’t automatically mean saying goodbye to income taxes. Many retirees live on…

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How Credit Card Rewards Became My $3,000 ‘Extra Paycheck’

I’m a big fan of getting money back from purchases I would have made anyway.…

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Are Unemployment Benefits Taxable Income?

The IRS generally treats unemployment compensation as taxable income. If you don’t plan for this,…

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When Do You Owe Taxes Instead of Getting a Refund?

Whether you owe taxes or receive a refund comes down to how much tax was…

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What’s a Realistic Retirement Budget? I’m 60 With $740k Saved on an $85k Salary.

For most of your working career, the focus of your retirement planning is on accumulating…

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4 Ways To File Your Taxes For Free In 2026

Photography by Getty Images; Illustration by Bankrate The tax deadline will be here before you…

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10 Largest Mortgage Lenders In The U.S.

You have money questions. Bankrate has answers. Our experts have been helping you master your…

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HELOC Rates Plunge To Lowest Level In 3 Years

Image: Getty Images; Illustration: Bankrate HELOC rates took a big dive in the latest week,…

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Complaints Of Housing Discrimination Are Rising. But No One’s There To Listen

Amanda Gomez submitted hundreds of rental applications for an apartment in Harlem, New York, last…

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