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Personal Finance
7 Ways To Lower Your Taxable Income This Year
We’re heading into the final months of the year, which makes this the ideal time…
Student Lines Of Credit May Ease Overborrowing
If we have long been guilty of over-borrowing student loans for college, perhaps part of…
How Are Annuities Taxed? 3 Things You Need To Know
MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Annuities allow you to grow your money…
How To Get A Business Credit Card With An EIN Only
Key takeaways A business credit card can help companies streamline their cash flow so they…
Capital One Savor Student Cash Rewards vs. Discover It® Student Cash Back
Kentaroo Tryman/Maskot/Getty Images Key takeaways Both the Capital One Savor Student Cash Rewards Credit Card…
Capital One Savor vs. SavorOne
Nicola Katie/ Getty Images; Illustration by Austin Courregé/Bankrate As of July 2025, Capital One announced…
Should I Use a Personal Loan To Pay off Credit Card Debt?
Key takeaways Using a personal loan to pay off credit card debt can save money…
Understanding FEMA’s Risk Rating 2.0 System for Flood Insurance
Private insurance companies typically review and update risk ratings for home and auto policyholders at…
How Personal Loans Help With Back-To-School Budgets
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They…
ESOP vs 401(k): Key Differences and How Each Plan Works
An Employee Stock Ownership Plan (ESOP) gives employees an ownership stake in the company. It…
What Is A 5/1 Adjustable-Rate Mortgage (ARM)?
Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after…
Cashing Old Checks: How Long Is A Check Good For?
Key takeaways Checks are typically only valid for six months after being signed. Banks may…
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