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Personal Finance
What Is A Debt-To-Income Ratio For A Mortgage?
Key takeaways Your debt-to-income (DTI) ratio represents the percentage of income you have left after…
What’s the average personal loan interest rate?
Personal loans are becoming more popular among people looking to consolidate debt and find lower…
What They Do and Why Insurance Has Both Roles
When you buy an insurance policy, your agent is the person who guides you through…
Amex Blue Cash Preferred Benefits Guide
Key takeaways The Blue Cash Preferred® Card from American Express offers cash-back rewards on common,…
Short-Term Car Insurance in California
Most car insurance policies are six or 12 months long, but some drivers may want…
Is Cred.Ai A Good Solution To Help Build Your Credit?
Oleksandra Yagello/Getty Images Key takeaways Cred.ai has a credit-builder credit card called the Unicorn Card.…
These 7 401(k) Moves Could Ruin Your Retirement
A 401(k) is one of the most important parts of a good retirement plan, so…
What Is The Home Mortgage Disclosure Act (HMDA?)
Key takeaways Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires lenders to disclose…
How New Graduates Can Survive The Financial Stress Of Today’s Job Hunt
Key takeaways Today’s job market is the toughest for new college graduates since 2021. To…
What To Do When Your Mortgage Forbearance Ends
Taiyou Nomachi/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Mortgage forbearance allows you to pause your…
I asked 4 licensed agents what you should know before you shop for car insurance
How do you shop for car insurance? It seems like a simple question, but the…
What Credit Score Is Needed For Chase Credit Cards?
Image by Getty Images; Illustration by Bankrate Key takeaways Chase does not publicly state a…
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