Personal Finance

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HSA vs. FSA vs. HRA: Tax Benefits and Requirements

Health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) offer tax…

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Roth 401(k) vs. After-Tax 401(k) Contributions

Contributions to Roth 401(k) accounts and after-tax contributions to regular 401(k) accounts both involve after-tax…

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Pets and Renters Insurance: Why You Need It

Key takeaways Renters insurance is designed to provide coverage for your belongings and liability exposure,…

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What Is A 7/1 Adjustable-Rate Mortgage (ARM)?

Key takeaways A 7/1 ARM is a type of adjustable-rate mortgage (ARM) that has a…

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Can You Get Homeowners Insurance Without an Inspection?

When you apply for homeowners insurance, your potential insurer wants to know what kind of…

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Is ETF Overlap Hurting Your Portfolio? How To Check

Image by Getty Images; Illustration by Bankrate Exchange-traded funds, or ETFs, have become one of…

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BNPL Guidance Has Been Reversed: What’s Next For Consumers?

Images by GettyImages; Illustration by Bankrate The Consumer Financial Protection Bureau (CFPB) reported in June…

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How Much Should I Have in My 401(k) at Age 60?

By age 60, retirement is no longer a distant goal, it is just around the…

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Additional Interest vs. Additional Insured

When reviewing your auto, home, condo, or renters insurance policy, you may come across two…

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Does Contributing to a 401(k) Reduce Taxable Income?

If you have a retirement account, you are probably wondering, does a 401(k) reduce taxable…

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