Personal Finance

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Bank of America Personal Loan Alternatives

Alexandr Dubynin/Getty Images Key takeaways Personal loans aren’t among Bank of America’s product offerings. You…

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HELOCs Soar Above 8% To Start The New Year

Image: Getty Images; Illustration: Bankrate A huge jump in HELOC rates to start the new…

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Mortgage Rates Dip To 15-Month Low

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates dipped this week, with…

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How To Open A Money Market Account: 5 Steps

Ilya Ginzburg/EyeEm/Getty Images Key takeaways Opening a money market account requires the same documentation as…

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Best Credit Cards For Bill And Utility Payments

Most people have bills and utilities to pay every month. While many people pay these…

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Mortgage Interest Rate Forecast For 2026

Image by Getty Images; Illustration by Bankrate Mortgage rates are unlikely to return to their…

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Top yields will decline, yet they’ll outpace inflation

Images by Getty Images/Illustration by Hunter Newton/Bankrate In 2024, three Federal Reserve rate cuts spurred…

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Credit Card Interest Rate Forecast For 2026

Credit card interest rates resumed dropping in the second half of 2025, closing out the…

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Forecast: Home Equity Rates Drop To Three-Year Lows

Homeowners tapping their equity in 2026 should expect borrowing to get more affordable, with rates…

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CD Interest Rates Forecast For 2026

Returns on certificates of deposit (CDs) saw gradual declines in 2025, before and after three…

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