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Personal Finance
Carrying A Balance On A Credit Card For the First Time
Key takeaways Carrying a balance on your credit card past your grace period means that…
How To Get A Debit Card
Key Takeaways To use a debit card, you’ll need to open a checking account and…
Burial Insurance | Bankrate
Burial insurance is a type of whole life insurance policy that can be used to…
Mortgagor Vs. Mortgagee: What’s The Difference?
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who…
How Does Pet Insurance Work And How Do You Use It For Your Pet?
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and…
5 Legitimate Federal Student Loan Repayment Loopholes
As a certified student loan counselor, I’m often asked if there are any quick fixes…
What Is A Purchase Agreement?
Key takeaways A purchase agreement is a legally binding contract that spells out the details…
Best 7-Year Fixed Annuity Rates
For investors seeking a predictable return without the volatility of the stock market, a seven-year…
I’m 63 With $1 Million in an IRA. Should I Convert $100,000 a Year to a Roth to Avoid RMDs?
If you’re 63 years old with $1 million in a traditional IRA, you may be…
10 Most Affordable States For Retirees In 2025
New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual…
Survey: Nearly 3 In 4 Americans Have A Financial Regret
Managing your personal finances can be complicated. Even for experts, refining a budget, paying off…
When And How To Refinance A Personal Loan
Key takeaways It’s best to refinance a personal loan if you can lower your rate…
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