Personal Finance

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Is It Illegal To Use A Business Credit Card For Personal Expenses?

Key takeaways Using a business credit card for personal purchases isn’t technically illegal, but could…

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What Is An Outstanding Balance On A Credit Card?

Key takeaways Your current balance (or outstanding balance) and statement balance are two entirely different…

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What Is A Social Security Cost Of Living Adjustment (COLA)?

The Good Brigade/Getty Images Key takeaways A cost-of-living adjustment (COLA) is an annual increase in…

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Why Is Home Equity Borrowing On The Rise?

The origination of home equity loans, home equity lines of credit (HELOCs) and cash-out-refinances rose…

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Tax Evasion vs. Tax Avoidance: One’s Illegal, The Other Is Smart Planning

Chicago History Museum/GettyImages Mob boss Al Capone was famously convicted of tax evasion. He didn’t…

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Inherited IRA Rules: 7 Things All Beneficiaries Must Know

Key takeaways Inheriting an IRA can be complex. The rules differ based on your relationship…

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What To State As Income On A Student Credit Card Application

Key takeaways Students under 21 can only report personal income, allowances from family members and…

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How To Get An Apple Card Credit Limit Increase

Key takeaways Increasing your credit limit on your Apple Card* can provide more budget flexibility…

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Why Long-Term CDs Can Be A Smart Choice In Any Rate Environment

MoMo Productions/Getty Images; Illustration by Austin Courregé/Bankrate Whether interest rates are rising, falling, or holding…

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Should I File an Insurance Claim for Bumper Damage?

Key takeaways Filing an insurance claim for bumper damage can increase your premiums and require…

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