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Personal Finance
Private Vs. Federal Student Loans: Which Is Better In 2025?
Images by GettyImages; Illustration by Bankrate Key takeaways Federal student loans are offered by the…
Here’s Why Savers Should Find an APY That Surpasses the Rate of Inflation
Halfpoint Images/Getty Images For savers, earning a competitive return isn’t just about seeing your balance…
Best Credit Cards For Online Shopping
The best credit cards for online shopping let you buy whatever you need from the…
How To Use Your Credit Card Statement As A Budgeting Tool
Key takeaways Credit card statements contain a wealth of information you can use to help…
Should I Freeze My Child’s Credit?
Key takeaways Freezing your child’s credit prevents people from taking out lines of credit in…
Underwater Mortgage: What To Do
Key takeaways When you owe more on your mortgage than your house is worth, your…
I Handled Insurance Claims for Decades. Here Are the Rules I Had To Follow — and Why They Matter to You
Filing an insurance claim can be frustrating. Maybe you’re waiting for an update that hasn’t…
The Most Expensive Places To Buy A Home
From coast to coast, the housing market has been on a record run. Home values…
First-Time Homebuyer Guide | Bankrate
Key takeaways A first-time homebuyer is someone who has either never owned a home or…
What Are Mortgage Reserves And Who Needs Them?
Image by GettyImages; Illustration by Jessa Lyn Lizama/Bankrate Key takeaways Mortgage reserves are cash or…
How Does Cash Back Work?
Key takeaways Cash back cards give you back a certain percentage of your qualifying spending…
What Is A Reverse Mortgage?
Key takeaways A reverse mortgage allows homeowners who are 55 and older to tap their…
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