Personal Finance

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What Are Mortgage Reserves And Who Needs Them?

Image by GettyImages; Illustration by Jessa Lyn Lizama/Bankrate Key takeaways Mortgage reserves are cash or…

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How Does Cash Back Work?

Key takeaways Cash back cards give you back a certain percentage of your qualifying spending…

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What Is A Reverse Mortgage?

Key takeaways A reverse mortgage allows homeowners who are 55 and older to tap their…

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Rising healthcare costs are driving up your auto insurance rate

When it comes to car insurance claims, people often think of vehicle repairs following an…

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Short-Term Capital Gains Tax Rates for 2024-2025

When you make a profit from selling an asset, you could be on the hook…

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Your Money Should Work For YOU and Your Community β€” Not Billionaires

Here’s an uncomfortable truth: Every time we buy one of the Magnificent 7 stocks, shop…

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What Is A Second Mortgage And How Does It Work?

Key takeaways A second mortgage is a home-secured loan taken out while the original, or…

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Short-Term vs. Long-Term Capital Gains: How They Work

Capital gains are the financial profit you earn when you sell an asset like a…

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Home Prices Are Falling In These Formerly Hot Markets

Bankrate housing analyst Jeff Ostrowski attended 10 open houses in Bradenton and St. Petersburg, Florida…

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I Invested $100 In Bitcoin And Fartcoin. Here’s What Happened.

Any time I tell someone what I write about for work β€” specifically, cryptocurrencies β€”…

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