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Personal Finance
When Does Debt Fall Off Your Credit Report?
Key takeaways The time it takes debt and derogatory marks to fall off your credit…
Bankrate’s 2025 Emergency Savings Report
Many Americans have long struggled to build savings. However, high inflation and interest rates since…
How To Get Money For College, Fast
Key takeaways Fill out the Free Application for Federal Student Aid (FAFSA) to access federal…
We Will Make $360k Combined This Year. Can We Use a Backdoor Roth Strategy to Reduce Our Taxes?
A backdoor Roth can sometimes be a good idea.The government puts income limits on who…
Your Guide To Apple Card’s Cash Back Program
Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and…
Can You Pay Off Your Apple Card With A Balance Transfer?
Key takeaways There’s more than one way to pay off an Apple Card, including online…
Should You Refinance To A 15-Year Mortgage?
pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year…
What Is A Correspondent Lender?
David Schalliol/Getty Images Key takeaways Correspondent lenders originate, underwrite and finance mortgages, then sell them…
W-4 Form: How To Fill It Out In 2025
If you got a big tax refund this year — or faced a big tax…
Maximizing Your Credit Card’s Transit Bonus Categories
Key takeaways Commuters of all kinds can earn points on many different modes of transit.…
Best Credit Cards For Freelancers And The Self-Employed
Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your…
Major Changes to North Carolina Car Insurance in 2025
Key takeaways Effective July 1, 2025, the minimum car insurance liability limits in North Carolina…
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