Personal Finance

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Can You Roll Over a 401(k) Into a 403(b) Account?

The IRS does permit rollovers between these 401(k) and 403(b) plans, allowing you to consolidate…

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Line of Credit vs. Credit Card: What’s the Difference?

Key takeaways Both a line of credit and a credit card are types of revolving…

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Lying On A Credit Card Application

Key takeaways Lying on a credit card application is fraud and can have serious legal…

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Can You Reinvest Your RMD into a Roth IRA?

Reinvesting a required minimum distribution (RMD) into a Roth IRA isn’t allowed directly, since RMDs…

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Putting personal money into a business

Key takeaways By investing your personal funds into a business, you are putting those funds…

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Why Now Is a Great Time to Prioritize Paying Down Card Debt

Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the…

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Overdraft Fees Vs. NSF Fees: How They Differ

An overdraft fee may be charged when a bank temporarily covers transactions that would otherwise…

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What Is Lender-Paid Mortgage Insurance (LPMI)?

Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI),…

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We’re in Our 70s With Our Home Paid Off and $350k in IRAs. Can a Nursing Home Take Any of It?

A nursing home cannot unilaterally take your assets or property, even if you are staying…

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Amex Business Platinum benefits guide

Key takeaways The American Express Business Platinum Card offers a variety of benefits such as…

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