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Personal Finance
How to maximize flat-rate cash back credit cards
Flat-rate cash back credit cards definitely have their advantages — especially for people who have…
PenFed Vs. U.S. Bank Auto Loans
Lucy Lambriex/Getty Images Key takeaways PenFed Credit Union has lower rates and higher loan amounts…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different…
The 1099 Tax Form: A Guide For Freelancers And Contractors
If you’re self-employed, you’re not going to receive a W-2 from an employer like some…
How To Set Up A Payment Plan With The IRS
You recently filed your tax return and expected a refund. Instead, you got the opposite…
Here’s What Happens If You Don’t File Your Taxes
The tax-filing deadline is typically April 15 each year. If you can’t make that deadline,…
What To Do If Your Tax Refund Is Wrong
In 2024, the IRS issued nearly 105 million refunds to taxpayers with an average refund…
Form 1040-X: How To Fix A Mistake On Your Tax Return
Photography by Getty Images; Illustration by Bankrate If you discover an error after filing your…
How To Use A Credit Card To Cover Health Expenses
Key takeaways The best way to pay medical bills is to set up a payment…
HELOC Prepayment Penalties And How To Avoid Them
Key takeaways A HELOC early payoff or prepayment penalty is a fee that lenders charge…
How To Decide Which Rewards Credit Card Is Best For You
Key takeaways When choosing the best rewards card for you, consider what type of rewards…
Tax Credits: How They Work, How To Qualify For Them
Tax credits are a powerful way to save money on taxes. Each dollar of a…
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